Anything will be done when you are entangled in credit card debt specifically to avoid the pursuit of debt collectors and other effects. One option that often tempts people is to use credit card debt bleaching services. This option is considered the best solution because they are promised to be free from debt completely without the need to pay any obligations. However, is it true that the credit card bleaching option really exists and we can do it to pay off credit card debt? Find out the answer in the following 4 points:
Credit Card Bleaching Services are a Form of Fraud
Have you ever had an offer to whiten all credit card bills? Those who promise you usually have the courage to guarantee that you don’t need to spend a penny to pay to the bank. Though in fact there is no other way to be free from credit card debt other than by paying off the debt itself. The bank will not automatically delete your bills simply because you have already done a credit card bleaching service. If you think of logic, if only credit card bleaching services can be done, of course everyone will not want to pay credit card debt. Furthermore, usually these irresponsible service people will ask you to pay a fairly high service fee at the beginning, even though they will not do any business and can easily run away your money. Surely you don’t want to be a victim of fraud like this, right?
Isn’t Credit Card Bleaching Service the Same as Credit Card Insurance?
The answer: of course different. In some issuing banks, the credit card you have is included with an insurance fee for which the premium is paid every month. If your credit card has not been facilitated with insurance, it doesn’t hurt to add this facility. Premium fees that must be paid are usually not up to 1% of bills per month, depending on your usage. The function of credit card insurance will be felt when the card owner has an accident that causes permanent disability or death. Later, the insurance will protect the card owner by freeing from the obligation to pay the bill, or in other words “whiten the credit card” with the terms and conditions that apply. Credit card insurance is very functional, for example when a family member or backbone dies, so the family left behind does not get a ‘legacy’ of debt.
You Can Still Pay Off Without Bleaching
Once again we suggest that you still pay off the debt with the procedures determined by the bank. No need to worry because you cannot afford to pay off debts that have continued to mount, because now you can use a company that provides a debt management program. Companies like this usually can help you to negotiate with the bank and educate you to be able to manage finances better.
The results of bank negotiations obtained by debt management services companies can be in the form of discounted discounts in one payment, low-interest installments with an extended tenor, or a combination of both. You can still pay off debts with official procedures accompanied by waivers in paying off debts. Another benefit of using debt management services is the strategy in paying off debt more planned. The team of debt management services like this are usually experienced and can help you to set which type of debt must be settled first. You can use the services of RFV Credit international Indonesia to be free from debt with relief.
RFV Credit provides a debt management program
RFV Credit international is the first technology-based professional services company in Indonesia, which provides a debt management program. This program is designed so that consumers who are in debt, have the ability to control their finances again. RFV Credit Indonesia helps clients through debt management programs, specifically designed to suit different needs for each client. This program is a combination of education on various opportunities to increase income and reduce expenditure, as well as conduct negotiation processes on existing bank debt requirements to reach the amount of payment that is in accordance with the ability. RFV Credit Indonesia headquarters was established in Jakarta in 2015 by a founding team that has collective experience in the financial sector including debt settlement for more than two decades. RFV Credit has made Indonesia the center of operations as well as a blueprint for the company’s development plan to other ASEAN countries. Since July 2016, RFV Credit Indonesia has become the first company in Asia to get accreditation from the International Association of Professional Debt Arbitrators (IAPDA).